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Credits are the currency for sending SMS on Hany. You purchase credits in advance and spend them as you send — no monthly subscriptions, no per-network surcharges, and no expiry dates. This gives you full control over your budget and the confidence to pre-purchase at today’s rate without worrying about credits going to waste.

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How Credits Work

  • 1 credit = 1 SMS segment — A standard message of up to 160 characters consumes 1 credit. Longer messages are split into multiple segments, each using 1 credit. See Send Messages for segment details.
  • Flat rate: GHS 0.02 per SMS — Every message costs the same, regardless of the recipient’s network, time of day, or volume. No hidden fees.
  • Credits never expire — Credits you purchase today remain valid indefinitely. Top up at any time and use your balance at your own pace.
  • Credits are deducted at send time — When you call the API or send from the dashboard, credits are deducted instantly. The API response always includes your updated credits_remaining balance.

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Pricing Packages

All packages share the same flat rate. Choose the volume that fits your current needs — you can always top up again.
PackageCreditsCostRate
Starter5,000 SMSGHS 100GHS 0.02/SMS
Growth15,000 SMSGHS 300GHS 0.02/SMS
Scale25,000 SMSGHS 500GHS 0.02/SMS
Same flat rate per SMS across all packages. Credits never expire — purchase with confidence knowing your balance will be there when you need it.

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Topping Up Credits

1

Log in to your Hany dashboard

Visit hany.tools and sign in to your account.
2

Navigate to Credits

From the left-hand navigation, go to SMS → Credits (or Billing → Top Up).
3

Select a package

Choose the Starter, Growth, or Scale package — or enter a custom credit amount if available on your plan.
4

Complete payment

Pay securely via Mobile Money or card. Credits are added to your account instantly once payment is confirmed.

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Checking Your Balance

From the dashboard: Your current credit balance is always displayed in the top navigation bar and on the Credits page, along with a full transaction history of purchases and usage. Via the API: Every successful send response includes a credits_remaining field reflecting your balance after that request: 
{
  "status": "success",
  "message_id": "msg_abc123",
  "to": "+233XXXXXXXXX",
  "from": "YourBrand",
  "credits_used": 1,
  "credits_remaining": 4999
}
You don’t need a separate balance-check endpoint — your balance is always returned inline with every message you send.

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Low Balance Alerts

Hany can notify you before your credits run out so you never miss a critical message. To set up alerts:
  1. Go to Settings → Notifications in your dashboard.
  2. Enable Low Balance Alerts and set your preferred threshold (e.g. notify me when balance drops below 500 credits).
  3. Choose your notification channel — email, SMS, or both.
You’ll receive an alert automatically whenever your balance crosses below the threshold you set.
Credits never expire, so topping up in advance is always safe. Pre-purchasing a larger package means your balance is ready the moment you need to send — no delays waiting for a payment to process before a time-sensitive campaign.